New Jersey Paycheck Calculator

New Jersey paycheck calculator estimates the taxes deducted from your earnings as an employee, including Federal, New Jersey State, Social Security and Medicare taxes.

Payroll Calculator New Jersey
Filing Status	Single Married Filing Jointly
Gross Pay	Yearly Weekly Bi Weekly Monthly
Enter Your New Jersey Zip Code

Tax Paid Yearly
Federal Tax	$7,681
State Tax	$2,430
Local Tax	$0
Social Security	$4,464
Medicare	$1,044
Net Pay	$56,381

New Jersey Tax Rates for Single and Married Filing Separate

Income Tax Bracket	Tax Rate
$0 to $20,000	1.4%
$20,001 to $35,000	1.75% minus $70.00
$35,001 to $40,000	3.5% minus $682.50
$40,001 to $75,000	5.525% minus $1,492.50
$75,001 to $500,000	6.37% minus $2,126.25
$500,001 to $1,000,000	8.97% minus $15,126.25
$1,000,001 and above	10.75% minus $32,926.25

New Jersey Tax Rates for Married Filing Jointly and Head of Household

Income Tax Bracket	Tax Rate
$0 to $20,000	1.4%
$20,001 to $50,000	1.75% minus $70.00
$50,001 to $70,000	2.45% minus $420.00
$70,001 to $80,000	3.5% minus $1,154.50
$80,001 to $150,000	5.525% minus $2,775.00
$150,001 to $500,000	6.37% minus $4,042.50
$500,001 to $1,000,000	8.97% minus $17,042.50
$1,000,001 and above	10.75% minus $34,842.50

New Jersey Income Tax

New Jersey's income tax system has seven tax brackets for single filers and eight for married couples. Unlike most states,New Jersey includes an additional tax bracket for married couples filing jointly, with a 2.45% tax rate at certain income levels that does not apply to single filers. While the rate structure is similar for both groups, the income thresholds differ, with single filers generally facing lower income ranges for the same tax rates.

However, for incomes of $500,000 and above, both groups are taxed at 8.97%, and for incomes of $1 million and above, the rate is 10.75% Importantly, New Jersey does not impose local taxes, meaning residents only pay federal and state taxes.

Deductions
New Jersey offers a standard deduction of:

• $1,000 for single filer.
• $2,000 for married filing jointly.
• $1,500 for each qualifying dependent.

New Jersey Local Taxes

• New Jersey does not impose local income taxes.
• Newark requires employers to pay a 1% quarterly tax.
• Jersey City imposes a 1% quarterly tax on nonresident employees earning $2,500 or more in wages.

New Jersey Tax Calculation Example:
Let’s calculate the taxes for a single filer living in New Jersey who earns $40,000 annually.

1.Federal Tax Calculation:

• Standard deduction: $14,600.
• Taxable income for state tax: $40,000 - $14,600 = $25,400.
• Federeal tax rate (12%):
  $11,600 x 10% + ($25,400 - $11,600) x 12% = $2,816.
• Federal tax owed: $2,816.

2.State Tax Calculation:

• Standard deduction: $1,000.
• Taxable income for state tax: $40,000 - $1,000 = $39,000.
• State tax rate (5.5%):
  $39,000 x 3.5% - $682.5 = $682.5.
• State tax owed: $683.

3.Social Security Tax (No deductions, taxed on gross income):

• $40,000 x 6.2% = $2,480.
• Social security tax owed: $2,480.

4.Medicare Tax (No deductions, taxed on gross income):

• $40,000 x 1.45% = $580.
• Medicare tax owed: $580.

5.Total Tax:

• $2,816 + $683 + $2,480 + $580 = $6,559

6.Net Pay

• $40,000 - $6,559 = $33,441